Attention homeowners: Real estate appraisal services for in Oxford and Lafayette County![]() Here are the top reasons MS homeowners use CoreLogic Chief Appraiser:
Own a home in or near Oxford, MS and need help determining the price of it?
We at CoreLogic Chief Appraiser understand the special needs of a customer after appraisal services. Our customary business clients get the appraisal process and the customary "products" we deliver to them. As our valued client, we will give you extra guidance and explanations through the appraisal process to understand what we do and how we present our findings. For Sale By Owner/Pre-Listing ServicesIt's very hard to be objective about your house because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. It gives you something tangible to show your buyer. It's an independent third party's opinion of your property's price, and not just how much your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value conclusion than yours. PMI Removal AppraisalsGetting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan. We're veterans in helping people just like you remove unneeded and unwanted PMI insurance. Challenge a property tax assessmentLets say you live in a local area that's declining -- your local tax assessor may have your house overvalued. That only means you're probably paying more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from CoreLogic Chief Appraiser is your chief weapon when challenging your property tax assessment. Recently got a freeze your HELOC?Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow viewpoint. CoreLogic Chief Appraiser can provide you with an expert appraisal to help you reinstate your HELOC. Field and Desktop Appraisal Review ServicesHave you just been given a copy of your appraisal and you'd prefer to have a seasoned appraiser double-check it for preciseness or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? CoreLogic Chief Appraiser offers field reviews where we'll go out and check the subject and comps. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal? CoreLogic Chief Appraiser can help you with that. Even though this is typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your home. |